Our Loan Programs
We offer loans as small as $30,000 (sometimes smaller, on a case-by-case basis) for fast-cash, repair, business, investment and down payment purposes, up to $10,000,000.
Refinance and Cash-Out
Are you looking to refinance a California residential or commercial property? We offer easy to obtain refinance loans so you can pay off a higher –rate mortgage or retire a loan with a balloon payment. Our refinance loans have competitive terms, interest rates and loan costs. We make the refinance process fast and easy!
Investment Purchase and Owner-Occupied Purchase
The majority of loans that we offer are for investment purchases or refinances, however, if you are purchasing an owner-occupied property and have about 25% to 30% down payment money, we may be able to assist you.
Apartment and Commercial Loans(Refinance, Junior Loans and Purchases)
Our commercial and apartment interest rates are great! We are also very creative and will work with you to get your loan funded.
One of our lowest interest rate loan programs is for commercial and apartments properties. Call us to obtain a written loan quote!
We have funded loans for many unusual circumstances, borrowers and properties. We recently completed a purchase loan for an industrial property located on leased land. Only a handful of other private money lenders would have the experience or resources to fund this loan.
Investment Rehab “Fix and Flip”
Our “fix and flip” investment rehab loans are some of the best in the industry! We are active investors and understand the importance for fast closings and great terms! We can often fund up to 100% of the purchase price and in some instances, fund the entire project. Most of our “flip” loans require that you have some experience, but our motto is, “If you find a great flip deal, we’ll find a way to fund your deal!”
Note Puchases and Note Hypothecation
We purchase existing performing and non-performing notes and we have also offered not hypothecations.
Repair 2 Sell Program
Are you a Realtor or homeowner and want to sell your property for top dollar? We arrange loans for property repairs, so you can repair that home and sell it for the highest in your neighborhood!
We can also provide the contractors and prepare a competitive written repair and remodel bid. We will not require you to make loan payments. Repay us when the property sells!
Our Repair 2 Sell program is a great way for sellers and Realtors to net thousands more when properties sell!
Bridge, Gap and Short-Term Loans
Do you need a fast loan for a short-term, for months and even days? We can fund small and large size loans for short term needs. We have made loans to borrowers where the fund were only needed for one day. Call us to discuss your loan scenario and we will provide a written loan proposal.
2nd and 3rd Trust Deeds
We offer 1st, 2nd and 3rd trust deed mortgages. There are few California lenders that arrange junior mortgages, but this is niche loan product that we are comfortable with. Call us so we can discuss your loan need in detail.
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Dana Johnson is licensed by the California Bureau of Real Estate #01730165